62. Right of usufructuary mortgagor to recover possession. —In the case of a usufructuary mortgage, the mortgagor has a right to recover possession of the property 4[together with the mortgage -deed and all documents relating to the mortgaged property which are in the possession or power of the mortgagee],—
(a) where the mortgagee is authori sed to pay himself the mortgage -money from the rents and profits of the property. —when such money is paid:
(b) where the mortgagee is authori sed to pay himself from such rents and profits 5[or any part thereof a part only of the mortgage -money] ,—when the term (if any), prescribed for the payment of the mortgage -money has expired and the mortgagor pays or tenders to the mortgagee 6[the mortgage -money or the balance thereof] or deposits it in Court as hereinafter provided.